Friday, January 29

Today’s travel experience was not a pleasant one, though everything worked out fine in the end.  I was scheduled to take the state licensing exam at 2:30 … or so I thought. Just after 1:30 I took a second look at the admissions printout and saw to my dismay that it actually was at 2:00.  There was a warning that latecomers would not be admitted.  The test was being held at a testing center in the Hauppague industrial park, about 10 or so miles away.  As I bolted toward the car I figured I had just barely enough time.  What I wasn’t counting was a big construction delay on the Expressway.  Fortunately, I spotted the delay just before I got on the entrance ramp, and was able to stay on the service road for a few miles until I was able to enter past the construction area.  This caused some delays of its own, however, as I got stuck at two endlessly long red lights.  Or at least they seemed endless. Once I finally got on the Expressway traffic wasn’t too heavy.  I may have sort of somewhat broken a speed limit or two on my way to Exit 54.  My troubles still weren’t over, as there were at least five or six more lights between the exit and the testing site, and naturally I got most of them red.  I finally pulled into the parking lot a few minutes after two and (literally) ran into the testing center.  Would they turn me away? As it turned out, my haste was unnecessary, as I had to wait a few minutes until the clerk could register me and assign me to a computer.  She never mentioned a thing about time.  In fact it probably wouldn’t have mattered had I arrived at 2:30 as I originally had planned.  My guess is that the dire warning about latecomers isn’t really enforced.

Gym: I arrived around 5 and had a decent leg session.  Precor leg extensions: 8 x 175, 8 x 180, 8 x 185, 8 x 190, 8 x 195, 8 x 200.  SLDL’s: 8 x 195, 8 x 205, 8 x 210, 8 x 215.  Lying leg curls: 2 x 6 x 100.  Seated leg curls: 2 x 8 x 185.  I don’t like the lying variety, but the seated curl machine was in use and I didn’t want to wait.  Just as I was finishing the second lying set the seated machine was freed up.

Oh, as for the licensing test.  I passed with no trouble, getting an 88 with a 70 being passing.  While there were 2 1/2 hours allowed for the test (150 questions, one minute per question), I was done with the whole thing in 33 minutes.  My next step is getting a Series 7 securities license, which would allow me to sell variable life policies and variable annuities.  Agents for the company aren’t required to have 7’s, but having one makes it possible to earn higher commissions.  From what I understand, the 7 exam is much harder than the insurance licensing test and requires considerably more study.

Published in: on January 30, 2010 at 4:52 am  Comments (2)  

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2 CommentsLeave a comment

  1. The Series 7 is pretty tough, but you don’t actually need it to sell variable annuities. You can do that with a Series 6 (unless they’ve changed the rules recently). If the company will sponsor you for it, you might want to go for the 7 though, as studying for it will give you a broader background in investments.

  2. The company will sponsor for the 7, and usually wants new agents to go for it rather than for the 6.

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